Singapore Tax Calculator

Easy Singapore Tax Calculator – Free Tool for Residents & Expats

This guide is for anyone living or working in Singapore—locals, permanent residents, and expatriates—who needs to quickly estimate their annual income tax. It simplifies the often-complex process of Singapore tax filing, helping you get a clear and reliable estimate without needing an accounting degree. Our tool solves the problem of uncertainty by providing a fast, transparent breakdown of your tax obligations.

How It Works: Step-by-Step Guide

Using our Singapore tax calculator is straightforward. Just follow these steps:

1. Input Your Annual Income: Start by entering your total annual salary or gross income. This is the foundation of your tax assessment.
2. Add Key Details: Enter your age, as this affects your CPF contribution and certain tax reliefs. If applicable, include any approved donations to a charity, which are eligible for a 250% tax deduction.
3. Select Your Reliefs: Tick the boxes for any reliefs you are eligible for, such as being a tax resident, an NSman, or having a child. The calculator automatically factors in reliefs like Earned Income Relief and CPF Relief.
4. Calculate: Hit the “Calculate” button to get your results. The tool instantly computes your chargeable income and estimated tax payable.
5. Review the Breakdown: The calculator provides a full summary, breaking down your income, reliefs, and final tax amount. It even includes a visual chart to show where your money goes.

Practical Examples

Example 1: A Young Professional

• Scenario: A 30-year-old single professional with an annual salary of S$72,000. They made no donations.
• Inputs:
  • Annual Income: S$72,000
  • Age: 30
  • Tax Resident: Yes
  • NSman: Yes
• Output:
  • Assessable Income: S$72,000
  • Total Reliefs: S$15,840 (includes CPF, Earned Income, and NSman relief)
  • Chargeable Income: S$56,160
  • Tax Payable: S$1,731.80

Example 2: A Parent

• Scenario: A 45-year-old parent earning S$110,000 annually, with one child. They also donated S$1,000 to an approved charity.
• Inputs:
  • Annual Income: S$110,000
  • Age: 45
  • Tax Resident: Yes
  • NSman: No
  • Has Child: Yes
  • Donations: S$1,000
• Output:
  • Assessable Income: S$110,000
  • Total Reliefs: S$27,800 (includes CPF, Earned Income, QCR, and Donation Relief)
  • Chargeable Income: S$82,200
  • Tax Payable: S$3,863.00

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Key Features That Set Us Apart

• Comprehensive Relief Calculation: Our tool goes beyond basic income, automatically factoring in common reliefs like CPF contribution relief, NSman relief, and even tax deductions for donations.
• Interactive Tax Breakdown: Get a visual chart that breaks down your income into take-home pay, reliefs, and tax payable. This transparency helps you understand your financial picture at a glance.
• User-Friendly Design: The interface is clean and intuitive, ensuring a seamless experience on both desktop and mobile devices. We keep it simple and straightforward.
• Fast and Secure: The calculator runs entirely within your browser, ensuring no data is sent to external servers. It’s a secure and private way to get a quick estimate.

Frequently Asked Questions (FAQs)

Is this calculator official?

This calculator is for estimation purposes only and is not endorsed by the Inland Revenue Authority of Singapore (IRAS). While it uses the latest available tax rates and rules, you should always consult an official source or a tax professional for final tax filing.

How does the Singapore tax calculator handle non-residents?

The calculator includes a checkbox for tax residency. If you are a non-resident, your employment income will be taxed at a flat rate of 15% or the progressive resident tax rate, whichever results in a higher tax amount, as per IRAS regulations.

What is chargeable income and why is it important?

Chargeable income is your assessable income minus all your eligible tax reliefs and deductions. It’s the final amount on which your income tax is calculated. Reducing your chargeable income is key to lowering your tax bill.

Why is my age needed for the calculation?

Your age is a crucial factor because it determines your CPF contribution rate. This rate directly impacts your CPF relief, a significant deduction that lowers your chargeable income. It also affects the amount of your Earned Income Relief.

Can I claim relief for my CPF contributions?

Yes, you can. The calculator automatically calculates and includes your CPF relief based on your annual income, up to the mandatory contribution cap. This is a major tax-saving feature for all employees in Singapore.